Savings tracker template

Updated on October 28, 2026

Saving money gets easier when the goal has a name, an amount and a date. This template turns a big goal into a monthly amount and shows, with each deposit, how much you have saved and how much is left, which helps you stay motivated to the end.

Goal: summer vacation in July

Target amount: $3,000

Deadline: 2027-06-30

Save per month: $375 (8 months)

Where it is kept: separate savings account at my bank

Deposits

November · $375
December · $375
January · $375
February · $375
March · $375
April · $375
May · $375
June · $375

Status

Saved so far: $375
Left: $2,625

Where the money comes from

Two fewer dinners out per month
Part of the year-end bonus in December

How to use it

Create the note with "Use this template" and write the goal, the total amount and the date you want to reach it.
Divide the amount by the number of months until the deadline. If the monthly amount is too high, push the deadline or lower the goal.
Write where the money will come from. A goal with no spending cut or extra income usually depends on luck.
With each deposit, tick the month and update "Saved so far" and "Left".

Tips

Save on payday, not at the end of the month. What is left at the end of the month is almost always less than planned.
Keep the goal’s money apart from your everyday money, so you do not spend it without noticing.
Create a monthly calendar reminder for deposit day (⋮ menu › Create reminder).
Got some extra money? Put part of it toward the goal and write it down. Watching "Left" shrink fast is motivating.

One note per goal

If you have more than one goal, like a trip, an emergency fund and a course, create one note for each inside a folder (money/goals). Each goal has its own pace, and mixing them in one note hides progress. For people just starting out, the emergency fund usually comes before other goals, because it keeps you from borrowing when something unexpected happens. This note helps you track progress, but it does not replace financial advice: to choose where to keep or invest the money, look for reliable sources.

Write the name of the place where the money is kept, never the account number, passwords or bank login details.